Incidental Expenses
Deduct monthly incidentals and lifestyle expenses. Since you aren’t obligated to make these purchases and you don’t get a monthly bill, this can be hard to accurately judge. However, that doesn’t make these expenses any less real or relevant to your budget. Calculate how much you spend on average on items like eating out, concerts, clothing, music, books, cosmetics, medicine, gym memberships, toiletries and house supplies. If you’re having trouble estimating the numbers, review your bank statements from the last few months to get a realistic idea…
How Much Should You Spend on Rent?
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